Retirement Plans

CCBC Retirement Plans

Supplemental Retirement Annuities

Deferred Compensation Plan - 457(b)

This plan provides another opportunity to save for retirement and reduce your taxable income because your contributions are deducted on a pre-tax basis. Voya Financial Advisors, Inc. is the vendor. Information and applications are available from the Human Resources office upon request. Payroll deferred compensation salary reduction authorization is needed. See Human Resources for application. By enrolling, you also have access to financial planners who can meet with you and provide financial guidance contacts.

Stacey A. Osborne, ChFC, CFS
Financial Planner

Voya Financial Advisors, Inc.
PO Box 42
Point of Rocks, MD 21777

410.964.0964 (office)
703.577.9692 (cell)
410.680.8439 (fax)

Tax Sheltered Annuities - 403(b)

All employees are eligible for Tax Sheltered Annuities (403(b) plans), and a number of companies offering such annuities have been approved for payroll reduction. Below is a listing of approved companies:

Information is available from the Human Resources Office upon request. If you are interested in obtaining additional information on any of the TSA's listed, please contact the company or representative listed below:

Fidelity Investments

Ashley Conway

Office:  600 W. DeKalb Pike, Suite 110
King of Prussia, PA 19406

Mail: One Spartan Way TS4V
Merrimack, NH 03054

For On-Site Appointments -

Customer Service


Heritage Financial Consultants, LLC.
Lincoln Financial Advisors
1300 York Road
Suite 200
Lutherville, MD 21093

Gary W. Horn
410.316.9300 ext. 119

Melanie Shanty
410.494.6135 (fax)

T. Rowe Price
4515 Painters Mill Road
Mail Code 17479
Owings Mills, MD 21117
1410 Clarkview Road
Baltimore, MD 21209

Seth Bennett

22 W. Padonia Rd., Suite 307A
Timonium, MD 21093

Brian Misterek
410.980.0025 (office)

VOYA Financial Advisors, INC.
PO Box 42
Point of Rocks, MD 21777

Stacey Osborne, ChFC, CFS
Financial Planner
410.964.0964 (office)
703.577.9692 (cell)
410.680.8439 (fax)