Retirement Plans

• Maryland State Teacher’s Pension System (7% contributory)
• Optional Retirement Plan (non-contributory)
• Baltimore County Employees’ Retirement System (7% contributory)

This plan provides another opportunity to save for retirement and reduce your taxable income because your contributions are deducted on a pre-tax basis. Voya Financial Advisors, Inc. is the vendor. Information and applications are available from the Human Resources office upon request. Payroll deferred compensation salary reduction authorization is needed. See Human Resources for application. By enrolling, you also have access to financial planners who can meet with you and provide financial guidance contacts.

Stacey A. Osborne, ChFC, CFS
Financial Planner

Voya Financial Advisors, Inc.
PO Box 42
Point of Rocks, MD 21777

410.964.0964 (office)
703.577.9692 (cell)
410.680.8439 (fax)
Stacey.Osborne@voyafa.com

All employees are eligible for Tax Sheltered Annuities (403(b) plans), and a number of companies offering such annuities have been approved for payroll reduction. Below is a listing of approved companies:

Information is available from the Human Resources Office upon request. If you are interested in obtaining additional information on any of the TSA's listed, please contact the company or representative listed below:


Fidelity Investments