Retirement Plans
CCBC Retirement Plans
- Maryland State Teacher’s Pension System (7% contributory)
- Optional Retirement Plan (non-contributory)
- Baltimore County Employees’ Retirement System (7% contributory)
Supplemental Retirement Annuities
Deferred Compensation Plan - 457(b)
This plan provides another opportunity to save for retirement and reduce your taxable income because your contributions are deducted on a pre-tax basis. Voya Financial Advisors, Inc. is the vendor.
Information and applications are available from the Human Resources office upon request. A deferred compensation salary reduction authorization form is needed. This form is available in SharePoint/Forms/Human Resources Form. By enrolling, you also have access to financial planners who can meet with you and provide financial guidance contacts.
Stacey A. Osborne, ChFC, CFS
Financial Planner
Voya Financial Advisors, Inc.
PO Box 42
Point of Rocks, MD 21777
410.964.0964 (office)
703.577.9692 (cell)
410.680.8439 (fax)
Stacey.Osborne@voyafa.com
Tax Sheltered Annuities - 403(b)
All employees are eligible for Tax Sheltered Annuities (403(b) plans), and a number of companies offering such annuities have been approved for payroll reduction. A deferred compensation salary reduction authorization form is needed. This form is available in SharePoint/Forms/Human Resources Form.
Below is a listing of approved companies:Information is available from the Human Resources Office upon request. If you are interested in obtaining additional information on any of the TSA's listed, please contact the company or representative listed below:
Fidelity Investments
Ashley Conway
ashley.conway@fmr.com
240.550.4426
King of Prussia, PA 19406
Mail: One Spartan Way TS4V
Merrimack, NH 03054
For On-Site Appointments - www.fidelity.com/reserve
1.800.343.0860
Heritage Financial Consultants, LLC.
Lincoln Financial Advisors
1300 York Road
Suite 200
Lutherville, MD 21093
Gary W. Horn
gary.horn@lfg.com
410.316.9300 ext. 119
Melanie Shanty
CRPC
410.339.6624
410.494.6135 (fax)
melanie.shanty@lfg.com
T. Rowe Price
4515 Painters Mill Road
Mail Code 17479
Owings Mills, MD 21117
1.800.492.7670
TIAA
1410 Clarkview Road
Baltimore, MD 21209
Seth Bennett
410.578.2222
seth.bennett@tiaa.org
VALIC
22 W. Padonia Rd., Suite 307A
Timonium, MD 21093
Brian Misterek
410.980.0025 (office)
brian.misterek@valic.com
VOYA Financial Advisors, Inc.
PO Box 42
Point of Rocks, MD 21777
Stacey Osborne, ChFC, CFS
Financial Planner
410.964.0964 (office)
703.577.9692 (cell)
410.680.8439 (fax)
Stacey.Osborne@voyafa.com