Retirement Plans


CCBC Retirement Plans


Supplemental Retirement Annuities

Deferred Compensation Plan - 457(b)

This plan provides another opportunity to save for retirement and reduce your taxable income because your contributions are deducted on a pre-tax basis. Voya Financial Advisors, Inc. is the vendor. Information and applications are available from the Human Resources office upon request. Payroll deferred compensation salary reduction authorization is needed. See Human Resources for application. By enrolling, you also have access to financial planners who can meet with you and provide financial guidance contacts.

Stacey A. Osborne, ChFC, CFS
Financial Planner

Voya Financial Advisors, Inc.
PO Box 42
Point of Rocks, MD 21777

410.964.0964 (office)
703.577.9692 (cell)
410.680.8439 (fax)
Stacey.Osborne@voyafa.com

Tax Sheltered Annuities - 403(b)

All employees are eligible for Tax Sheltered Annuities (403(b) plans), and a number of companies offering such annuities have been approved for payroll reduction. Below is a listing of approved companies:

Information is available from the Human Resources Office upon request. If you are interested in obtaining additional information on any of the TSA's listed, please contact the company or representative listed below:


Fidelity Investments
Office: 600 DeKalb Pike, Suite 110
King of Prussia, PA 19406

Mail: One Spartan Way TS4V
Merrimack, NH 03054

Customer Service

www.fidelity.com
1.800.343.0860


Heritage Financial Consultants, LLC.
Lincoln Financial Advisors
1300 York Road
Suite 200
Lutherville, MD 21093

Gary W. Horn
gary.horn@lfg.com
410.316.9300 ext. 119

Melanie Shanty
CRPC
410.339.6624
410.494.6135 (fax)
melanie.shanty@lfg.com


T. Rowe Price
4515 Painters Mill Road
Mail Code 17479
Owings Mills, MD 21117
1.800.492.7670
TIAA
1410 Clarkview Road
Baltimore, MD 21209

Seth Bennett
410.578.2222
seth.bennett@tiaa.org

VALIC
22 W. Padonia Rd., Suite 307A
Timonium, MD 21093

Brian Misterek
410.980.0025 (office)
brian.misterek@valic.com


VOYA Financial Advisors, INC.
PO Box 42
Point of Rocks, MD 21777

Stacey Osborne, ChFC, CFS
Financial Planner
410.964.0964 (office)
703.577.9692 (cell)
410.680.8439 (fax)
Stacey.Osborne@voyafa.com