Retirement Plans


CCBC Retirement Plans


Supplemental Retirement Annuities

Deferred Compensation Plan

This plan provides another opportunity to save for retirement and reduce your taxable income because your contributions are deducted on a pre-tax basis. Voya is the vendor. Information and applications are available from the Human Resources office upon request. Payroll deferred compensation salary reduction authorization needed. See Human Resources for application. By enrolling, you also have access to financial planners who can meet with you and provide financial advice.

Your advisers Voya Financial Advisors, Inc. are:

Catonsville and Dundalk Campuses:

Stacey A. Osborne, ChFC, CFS
Financial Planner

Voya Financial Advisors, Inc.
11285 Dovedale Ct., Suite A
Marriottsville, MD 21104

410.964.0964 (office)
703.577.9692 (cell)
410.680.8439 (fax)
Stacey.Osborne@voyafa.com
Essex Campus:

Alicia Kong, CRPC®, CFS, RFC
Financial Advisor

Voya FInancial Advisors, Inc.
11285 Dovedale Ct., Suite A
Marriottsville, MD 21104

410-964-0964 (Office)
443-718-9056 (Cell)

Tax Sheltered Annuities

All employees are eligible for Tax Sheltered Annuities (403(b) plans), and a number of companies offering such annuities have been approved for payroll reduction. Below is a listing of approved companies:

Complete information packets are available from the Human Resources Office upon request. If you are interested in obtaining additional information on any of the TSAs listed, please contact the company or representative listed below:


Fidelity Investments
Office: 600 DeKalb Pike, Suite 110
King of Prussia, PA 119406
Mail: One Spartan Way TS4V
Merrimack, NH 03054

Zach Hammond
Workplace Planning & Guidance Consultant
410.487.1473 (phone)
508.219.4624 (fax)


Heritage Financial Consultants, LLC.
Lincoln Financial Advisors
1300 York Road
Suite 200
Lutherville, MD 21093

Gary W. Horn
410.316.9300 ext. 119

Melanie Shanty
CRPC
410.339.6624
410.494.6135 (fax)


T. Rowe Price
4515 Painters Mill Road
Mail Code 17479
Owings Mills, MD 21117
1.800.492.7670
TIAA-CREF
Mt. Washington Conference Center
Davis Building, 1st floor, Suite 100
5801 Smith Avenue
Baltimore, MD 21209

Mark Peloquin
410.578.2229


VALIC
22 W. Padonia Rd., Suite 307A
Timonium, MD 21093

Joe Harsel
1.800.892.5558 ext. 87271



VOYA Financial Advisors, INC.
11285 Dovedale Ct., Suite A
Marriottsville, MD 21104

Stacey Osborne, ChFC, CFS
Financial Planner
410.964.0964 (office)
703.577.9692 (cell)
410.680.8439 (fax)