Partial Payment Options (through FACTS Management, Inc.)

• Make arrangements with FACTS Management, Inc. through the Bursar's Office before the due date of your bill
  
• Pay initial deposit (see schedule of options below) to the campus you wish to attend
  
• Pay a $25 processing fee to FACTS Management, Inc.
  
• Complete an application to FACTS Management, Inc. to have monthly payments automatically deducted from a checking, savings or credit card account
  
• Payment Schedule: Refer to the college class schedule for payment due dates each term. Students on or after the due dates must make payment arrangements at the time of registration

The FACTS Program Enrollment Deadlines are as follows:

Fall 2007			Spring 2008
Paper Agreement June 4 : Submit On-line June 21:	10% deposit required 5 monthly payments July through November
Paper Agreement July 56: Submit On-line July 24:	20% deposit required 4 monthly payments August through November		Paper Agreement December 6: Submit On-line December 21:	20% deposit required 4 monthly payments January through April
Paper Agreement August 6: Submit On-line August 20:	40% deposit required 3 monthly payments September through November		Paper Agreement January 8: Submit On-line January 18:	40% deposit required 3 monthly payments February through April
Paper Agreement August 31: Submit On-line August 26:	50% deposit required 2 monthly payments October and November		Paper Agreement February 1: Submit On-line January 27:	50% deposit required 3 monthly payments March and April

 

 

Book Credit

Any student who has been awarded a grant or loan will automatically receive financial credit in the Bookstore for the amount of aid remaining after tuition and fees have been deducted. Students with no funds left after tuition and fees will not receive any book credit.

The following maximum credit amounts will be used for the 2006-07 academic year.

Billable Hours	Book Credit Maximum
12 or more	$600
9-11	$500
6-8	$400
1-5	$200

Books and supplies may be purchased only during the periods listed below.

2007-08 SEMESTERS	BOOK CREDIT DATES
2007 Fall Semester	August 13 - September 14, 2007
2008 Spring Semester	January 14 - February 15, 2008
2008 Summer 1 Semester	May 27 - June 13, 2008
2008 Summer 2 Semester	June 30 - July 11, 2008

 

Students who have been awarded and meet the above mentioned conditions simply go to the Bookstore during the book credit period and show two forms of ID when making their purchases. One of the forms of ID must show the CCBC ID. Students needing additional amounts above the authorized limit need to secure authorization through the Financial Aid Office.

If the last day of book credit arrives and one or more of your books are not available in the Bookstore, you may go to the Bookstore manager and pay for the book using your book credit. When the book arrives, you may then show your receipt and pick up your book. Due to accounting issues, the Financial Aid Office can not extend the book credit period for any reason.

Special Note: The book credit for students that have been selected for verification is tentative. The amount of credit available after the financial aid information has been verified may be reduced or removed completely. If the student does not have adequate financial aid credit to cover his/her book expenses, payment will become due 60 days into the academic term. There are no interest or service charges associated with this debt.

Students who withdraw from one or more classes during the refund period need to know that financial aid will not be disbursed for the classes dropped. If book credit purchases were made in the book store prior to dropping classes, the aid that is disbursed for the remaining courses may not cover all of the expenses. As a result, students in this situation may owe the college money.

Book Loans and Awards

On the Catonsville campus, students may apply for a Foundation Book Credit award approximately two weeks before the start of the fall and spring semesters. The award amounts vary based on the amount of money available and the number of billable hours each student is taking. Contact the Catonsville Financial Aid Office for more details.

On the Essex campus, students who have not been awarded a grant or a federal loan can request up to $100 in an emergency book loan from the Financial Aid Office after they have registered. This is a loan and must be paid back to the college within 60 days. Book Loans are available for the same period of time as the book credit for the fall and spring semesters.

Tuition Waiver for Senior Citizens and Disabled Retirees

Maryland residents who are age 60 or older or are disabled retirees, as defined by the Social Security Administration or the Railroad Act, may enroll at CCBC without a charge for tuition. Senior citizens need to complete the date of birth section on the registration form. Senior citizens are required to pay a Senior Course fee of $20.00 for each course, a Capital fee, a non-refundable Registration fee, Technology and Activity fees, and applicable Laboratory and Admission fees.

Retirees with disabilities wishing to apply for the waiver need to obtain the certification form from the Financial Aid or Bursar's Office on the campus you wish to attend. The form must be taken to the appropriate Social Security Office that services the account or the federal pension or retirement authority for verification and returned to the Financial Aid Office on the Catonsville campus and the Bursar's Office on the Dundalk and Essex Campuses.